Live Projection · $50/week · 18 years · 7% avg. return
$50
CONTRIBUTIONS: $46,800|EARNINGS: $0
529 BalanceAvg. Tuition Cost

They're learning to walk.
Their tuition fund is learning to run.

A 529 account turns consistent, modest contributions into a tax-advantaged education fund that compounds year after year — quietly outpacing tuition inflation while you focus on what matters.

Play with the simulator first
No SSN required·IRS-qualified 529·SIPC protected
The Math · The Data · The Proof
01 // State Tax Advantage

Your state is leaving money
on the table.

38 states offer tax deductions for 529 contributions. The table below shows your real annual savings — sorted by impact.

Your State
Pennsylvania
Est. savings: $920/yr
Max Deduction
PAPennsylvaniaYour State
100%
3.07%
Unlimited
$920
NYNew York
85%
6.85%
$10,000
$685
VAVirginia
90%
5.75%
$4,000
$575
GAGeorgia
70%
5.49%
$8,000
$549
ILIllinois
80%
4.95%
$10,000
$495
COColorado
95%
4.4%
Unlimited
$440
MIMichigan
65%
4.25%
$10,000
$425
OHOhio
75%
3.99%
$4,000
$399
NCNorth Carolina
55%
4.75%
None
$285
AZArizona
60%
2.5%
$2,000
$250
TXTexas
0%
None
FLFlorida
0%
None

* Based on $6,000 annual contribution. Savings estimates are illustrative. Consult a tax advisor.

02 // Compound Growth Simulator

Your numbers. Your trajectory.
Move the sliders.

Drag to adjust your contribution, expected return, and your child's current age. Watch the gap between what you put in and what you get out.

Adjust Parameters

$250
$50$2,000
7%
3% (conservative)12% (aggressive)
Newborn
Newborn17 yrs
Time horizon:18.0 years until college
Projected Balance at 18
$108,308
Contributions: $54,000Earnings: $54,308
Compounding multiplier
2.0×
Every $1 contributed becomes $2.01
Balance by Year
9
10
11
12
13
14
15
16
17
18
03 // The Cost Reality

Tuition isn't waiting for you
to be ready.

At 5.5% annual growth, tuition in 2042 will be nearly three times today's cost. The 529 balance on $50/week runs the same race — and wins.

Average Tuition · 2024
$36,000
'24
Per year · Public 4-year university · In-state
Projected Tuition · 2042
$94,373
'42
At 5.5% avg. annual tuition inflation
529 Balance · 2042
$93,817
529
$50/week · 18 years · 7% avg. return
Coverage Gap Analysis
529 covers99%
$0$93,817 covered$94,373 needed
Remaining gap
$556
Increase contribution by $1/week to close it
Real Schools · Real Numbers
Penn State
$94,373 est. 2042
$36,000 today
04 // Your Free Projection

See your child's exact
compound trajectory.

60 seconds. Three questions. A personalized PDF showing your specific numbers — including state tax savings, projected balance at 18, and what waiting another year actually costs.

3
Questions
No SSN · No bank info
60s
To complete
Truly friction-free
10min
To open 529
If you decide to proceed

No financial data required. No obligations. Just your numbers.